Rates | Eclipse Bank | Louisville, KY

*Rates effective as of March 25, 2025

*APY = Annual Percentage Yield.

*Rates and rewards are variable and may change after account is opened.

*Withdrawals and fees may reduce earnings.

Opulent Checking* Learn More

Balance	Rate	APY
Up to $250,000	2.00%	2.02%
Over $250,000	0.10%	.97% - 2.02% depending on balance - Blended 1.84% APY on a $275,000 balance for example

Up to $250,000
Rate	2.00%
APY	2.02%
Over $250,000
Rate	0.10%
APY	.97% - 2.02% depending on balance - Blended 1.84% APY on a $275,000 balance for example

Classic Savings* Learn More

Minimum to Earn Interest	Rate	APY
$0 - $999	0.10%	0.10%
$1,000+	0.10%	0.10%

$0 - $999
Rate	0.10%
APY	0.10%
$1,000+
Rate	0.10%
APY	0.10%

Money Market Account* Learn More

Minimum to Earn Interest	Rate	APY
$0 - $2,499	0.15%	0.15%
$2,500 - $4,999	0.15%	0.15%
$5,000 - $9,999	0.15%	0.15%
$10,000 - $24,999	0.15%	0.15%
$25,000+	0.15%	0.15%

$0 - $2,499
Rate	0.15%
APY	0.15%
$2,500 - $4,999
Rate	0.15%
APY	0.15%
$5,000 - $9,999
Rate	0.15%
APY	0.15%
$10,000 - $24,999
Rate	0.15%
APY	0.15%
$25,000+
Rate	0.15%
APY	0.15%

Eclipse Investment Savings* Learn More

Minimum to Earn Interest	Rate	APY
$10,000 - $19,999	0.15%	0.15%
$20,000 - $49,999	0.15%	0.15%
$50,000 - $499,999	0.15%	0.15%
$500,000+	0.15%	0.15%

$10,000 - $19,999
Rate	0.15%
APY	0.15%
$20,000 - $49,999
Rate	0.15%
APY	0.15%
$50,000 - $499,999
Rate	0.15%
APY	0.15%
$500,000+
Rate	0.15%
APY	0.15%

Business Checking Accounts

Account	Minimum to Earn Interest	APY
Business Interest Checking* (Sole Proprietorships, gov. agencies and certain trusts.)	$.01	0.10%
Charitable Interest Checking*	$.01	0.30%

Business Interest Checking* (Sole Proprietorships, gov. agencies and certain trusts.)
Minimum to Earn Interest	$.01
APY	0.10%
Charitable Interest Checking*
Minimum to Earn Interest	$.01
APY	0.30%

Business Money Market* Learn More

Minimum to Earn Interest	Rate	APY
$0 - $2,499	0.20%	0.20%
$2,500 - $4,999	0.20%	0.20%
$5,000 - $9,999	0.20%	0.20%
$10,000 - $24,999	0.20%	0.20%
$25,000+	0.20%	0.20%

$0 - $2,499
Rate	0.20%
APY	0.20%
$2,500 - $4,999
Rate	0.20%
APY	0.20%
$5,000 - $9,999
Rate	0.20%
APY	0.20%
$10,000 - $24,999
Rate	0.20%
APY	0.20%
$25,000+
Rate	0.20%
APY	0.20%

Certificates of Deposit (CDs) Learn More

Duration	Minimum to Earn Interest	Rate	APY
3 months	$1000	0.10%	0.10%
6 months	$1000	0.10%	0.10%
6 month special	$1000	3.94%	4.00%
9 months	$1000	0.20%	0.20%
12 months	$1000	2.97%	3.00%
12 month special	$1000	3.94%	4.00%
18 months	$1000	0.50%	0.50%
24 months	$1000	2.97%	3.00%
36 months	$1000	0.60%	0.60%
48 months	$1000	0.60%	0.60%
60 months	$1000	0.60%	0.60%

3 months
Minimum to Earn Interest	$1000
Rate	0.10%
APY	0.10%
6 months
Minimum to Earn Interest	$1000
Rate	0.10%
APY	0.10%
6 month special
Minimum to Earn Interest	$1000
Rate	3.94%
APY	4.00%
9 months
Minimum to Earn Interest	$1000
Rate	0.20%
APY	0.20%
12 months
Minimum to Earn Interest	$1000
Rate	2.97%
APY	3.00%
12 month special
Minimum to Earn Interest	$1000
Rate	3.94%
APY	4.00%
18 months
Minimum to Earn Interest	$1000
Rate	0.50%
APY	0.50%
24 months
Minimum to Earn Interest	$1000
Rate	2.97%
APY	3.00%
36 months
Minimum to Earn Interest	$1000
Rate	0.60%
APY	0.60%
48 months
Minimum to Earn Interest	$1000
Rate	0.60%
APY	0.60%
60 months
Minimum to Earn Interest	$1000
Rate	0.60%
APY	0.60%

Minimum to Earn Interest
Rate
APY

The Annual Percentage Yield expressed as an annual rate for all accounts and assumes interest remains on deposit until maturity. Rate is current as of the date listed above. A withdrawal and/or fees may reduce earnings. A penalty may be imposed for early withdrawal from certificate of deposit accounts. The 6 & 12 month CD Special is for new money only.