Opulent Checking

Make the most of your money with a competitive interest rate. 

Key Features

  • 2.02% APY
  • Free ATMs Worldwide
  • Unlimited Check Writing
Open in Minutes
  • Earn great interest, rewarding balances with higher rates
    • 2.02% APY on balances up to $250,000 with a 3rd party Direct Deposit and *(4) Point of Sale "POS" debit card transactions per statement cycle
    • 0.10% interest rate on balances over $250,000 (.97% - 2.02% APY depending on balance - Blended 1.84% APY on a $275,000 balance for example)
    • 0.10% APY on all balances with no Direct Deposit and less than (4) Point of Sale "POS" debit card transactions per statement cycle
  • No monthly service fee; $10 monthly if balance goes below minimum.
  • $1,000 minimum balance requirement
  • Unlimited check writing
  • First box of checks free
  • Free digital banking services, including:
    • Free online banking & bill pay
    • Free mobile banking with mobile deposit
    • Free e-statements
  • Free ATM transactions worldwide
  • $100 minimum deposit to open

 

  • Point of Sale "POS" debit transactions are purchase transactions made with a debit card. (i.e. grocery or department store) "POS" debit transactions do not include transactions in pending status, cash advance or ATM withdrawals.

 

Open in Minutes

Limited to Local Market Area. Offer is not applicable to funds already held at Eclipse, new money only. Subject to approval. For consumer accounts only. Member  FDIC.

Annual Percentage Yield current as of today. Variable rate account and rate can change after the account is opened. Fees can reduce earning.