Eclipse Bank

Remote Deposit offers you the ability to deposit business and consumer checks without ever leaving your office. When you scan checks in your office, an image of the check and check data are electronically sent to Eclipse for processing. Checks are then deposited directly into your Eclipse checking account.

Easy as 1-2-3

• Remote Deposit eliminates preparing a deposit ticket and driving to the bank. And, lets you extend daily deposit deadlines.
• If you have offices across the state or country, you can consolidate multiple bank accounts and multiple bank relationships. As a result, you can reduce administrative cost, bank fees and return-item risk. And, you can improve funds availability and administrative productivity.
• Remote Deposit can ultimately affect your bottom line by improving cash flow and working capital and reducing days sales outstanding.

• Sign on to Eclipse's secure Remote Deposit Internet website
• Enter the total dollar amount and total number of checks in your deposit
• Select the bank account you want to deposit the checks into and begin scanning the checks
• Simply click the Close Deposit button to transmit the deposit to Eclipse for processing. We will confirm your deposit and balance to the deposit totals you enter
• Shortly after you close your deposit, you will receive an email notification confirming the status of your deposit
• Deposits can be transmitted 24/7, once a day or multiple times during the day, utilizing Eclipse’s extended deposit deadline.
• Security features include detection and prevention of duplicate check deposits

Reporting

• Access your reports through Eclipse's secure Remote Deposit Internet website
• You have access to standard reports or customized reports based on information important to you
• Export and save reports in Excel, CSV (Comma delimited), TSV (Tab delimited) to upload directly to your accounting system
• Manage incoming receipts by bank account/location
• Research deposit item information and download report information
• Access images of deposited checks from Eclipse Remote Deposit or from Eclipse Online Banking at the bank account level

At Eclipse, it is easy to deposit cash or checks using your debit card, at our ATMs, or at ATMs belonging to other banks. Click Here to find ATMs in your area that will accept Eclipse deposits.

Zero Balance Accounts – ZBA – help you manage your receivables process while reducing excess balances, manual transfer and internal account reconciliations.

Your ZBA account structure can be set up to meet your internal processes and needs. At the end of each day, Eclipse can automatically transfer funds from your receivables account to your primary operating account for the total account balance. The automatic transfer eliminates manual transfers between accounts and streamlines account reconciliations.

Eclipse Bank has partnered with First Express Remittance Processing, Inc. (First Express) to provide you a local lockbox that can improve the efficiency of your account receivables process while accelerating receipts and availability.

• For more than twenty years, First Express has been one of the nation's premier providers of lockbox processing services
• Specializes in providing customized processing solutions with the best on-time performance in the industry
• First Express processes for a wide range of customers, who are leaders in their respective industries with volumes ranging from several thousand to over several million items per month

Eclipse and First Express work closely to examine ways in which we can provide a flexible, customized solution to meet your specific requirements. You can customize your lockbox program with a simple process or a comprehensive solution that will help you manage your daily accounts receivable cash position.

• Check and invoice imaging available through our secure Internet website provides fast access to your receipts and improves your customer service
• Reports of deposit activity are available online and can be used for research purposes
• Information important to you can be captured on both scannable and nonscannable transactions
• Downloads of your remittance detail can be provided, which allows you to update your account receivables system
• Permanent records of all deposited checks are available in report or CD-ROM format